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NBFC Registration in India

Incorporate your NBFC in India with Ease!

Launch your NBFC in India efforttlessly. Our dedicated team is here to guide you through every complex step of the NBFC registration process, ensuring seamless compliance while aligning with your business goals.
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What we do

Overview of NBFC Registration

NBFCs (Non-Banking Financial Companies) operate under the RBI Act, 1934, and Companies Act, 2013, offering loans, investments, and financial services without a banking license. Regulated by the RBI, they must meet strict eligibility and compliance standards. Registration involves detailed documentation but enhances credibility and access to India’s growing financial sector. With rising demand for innovative finance and tighter RBI oversight, timely registration is crucial for staying competitive and fully aligned with regulatory norms.
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What we do

With Finguru India, You’ll Benefit From

End-to-End Guidance

End-to-End Guidance

From incorporation to final approval, we handle the details.
Expert Document Preparation

Expert Document Preparation

Goodbye to delays; we ensure all your paperwork is flawless.
Dedicated Support

Dedicated Support

Always just a call away.
Compliance Confidence

Compliance Confidence

Stay ahead of RBI regulations with our up-to-date expertise.

What we do

Why should you incorporate an NBFC in India?

Know the Advantages of NBFC Registration in India. Here’s what you gain:

How We Support Your Growth:

  • Diverse Services: Loans, portfolio management, and money market trading.
  • Higher Profits: Lower investments, higher returns than banks.
  • Simpler Process: Easier and faster registration than bank licenses.
  • Quick Loans: Faster approvals and disbursals.
  • Flexible Criteria: Loans approved without strict credit checks.
  • Easy Recovery: Efficient recovery via asset attachment, foreclosure, or repossession.
  • High Growth: Projected 18.5% CAGR (2021–2026).
  • Simple Setup: Ideal for serving small borrowers.
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What we do

Simplifying NBFC registration

Finguru manages your NBFC registration seamlessly, ensuring full compliance—so you can focus entirely on scaling your core business operations.

Registration Requirements

  • Company Structure: The applicant must be a registered entity under the Companies Act of 1956 or 2013.
  • Director Expertise: At least one-third of the directors must have prior experience in the financial industry.
  • Business Plan: A comprehensive five-year business plan is required.
  • Minimum Net Owned Funds (NOF): The applying company must maintain a NOF of at least INR 2 crore, with applicable taxes paid.
  • Capital Quality: RBI will assess capital quality to ensure compliance with legal standards.
  • Creditworthiness: The company, its directors, and shareholders must have good credit with no history of intentional loan defaults to banks or NBFCs.
  • FEMA Compliance: If foreign investment is made, the company must comply with FEMA regulations. Foreign Direct Investment (FDI) is permitted from FATF-compliant countries.
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What we do

Registration Process

Step
1

Register Under the Companies Act

Registering your business as per the Companies Act, 1956/2013.

Ensure Minimum NOF

Maintaining the required NOF according to your NBFC type.

Step
2

Step
3

Application Form

Completing and submitting the application form on the RBI’s official website.

Document Submission

Attaching the necessary documents along with your application.

Step
4

Step
5

CARN Number

Upon submission, taking care of the CARN number which will be issued to track the application status.

Submit to RBI Regional Office

Sending the application form to the RBI’s regional office.

Step
6

Step
7

Approval

Kepping track if registration is granted and all regulatory requirements are met.

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What we do

Checklist of Documents Required for NBFC Registration

  1. Certified copies of the company’s COI, MOA, and AOA
  2. Net worth certificate of Directors, Shareholders & Company
  3. Certificates of education for the suggested directors
  4. Highest experience certificates
  5. Business profile of directors and shareholders
  6. Credit report of directors & shareholders
  7. KYC information, the company’s PAN, its GST number, and its address documentation
  8. Company bank account details [Rs. 10 Cr. must have been placed as NOF]
  9. Balance sheet that has been audited over the past three years or since incorporation
  10. Disclosures by Related Parties
  11. Income tax Returns
  12. No lien exists on the fixed deposit, according to a banker’s report
  13. Board resolution format for NBFC registration
  14. A detailed action plan for the next five years that includes a risk assessment policy and a fair practices code
  15. Business Structure & Loan Structure
  16. IT Policy
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What we do

Our NBFC Registration Solutions

  • Comprehensive Guidance
Our team of experienced professionals will provide you with end-to-end assistance, ensuring a smooth and compliant NBFC registration in India.
  • Application Submission
With our expert assistance, your NBFC registration COR application will be prepared and submitted to the Reserve Bank of India.
  • Dedicated Support
Throughout the process, you’ll have a dedicated support team to address your queries and keep you informed at every stage.
  • Documentation and Preparation
Our team will assist you in gathering and organizing all the necessary documents required for the registration process, ensuring that you are fully prepared to submit an online application for NBFC. Later, our team will assist you in responding to RBI queries and objections.
  • Regulatory Compliance
We will guide you through the various regulatory steps, ensuring that your NBFC complies with all relevant RBI master directions, RBI guidelines, and regulations are up to date. A highly experienced team and a minimum of Rs. 10 crores net-owned fund are required as a fixed deposit while applying for Nbfc registration with RBI.

What we do

What You Get with FinGuru

Professional Guidance

Experts dedicated to your success.

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Transparent Processes

Clear steps without unnecessary complications.

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End-to-End Support

From the first step to your next milestone.

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Focus on You

Customized strategies tailored to your business goals.

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How FinGuru

Finguru India - Your Trusted Partner for Regulatory Excellence

Welcome to Finguru India, where we offer tailored services for Non-Banking Financial Companies and regulatory compliance with RBI.

Our team of industry experts provides

Licensing and Registration Support

Regulatory Compliance

Strategic Advising

Risk Management Strategies

Financial Services

Let us empower your NBFC business in India with the knowledge and tools for success. Finguru India is your dedicated partner on the journey to NBFC excellence. We will help you navigate the complexities of the financial industry while ensuring compliance and sustainable growth.

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Why Finguru India?

We know NBFC registration can be complex, so our team of seasoned experts is here to support you at every step.
  • Swift, Streamlined Process: Experience a faster, more efficient registration journey with automated document submission and coordinated support from government agencies.
  • Industry Insights and Expertise: Leverage our knowledge to gain insights on best practices and stay updated on emerging regulatory changes.
  • Tailored Solutions: Every business is unique; we personalize our registration support to fit your specific requirements.
  • Commitment to Excellence: Trust Finguru India’s dedicated professionals to handle the complexities of NBFC registration, offering you confidence and peace of mind.
  • Growth-Oriented Approach: With our team handling your registration, you can concentrate on growing your business. We offer tailored guidance and ongoing support every step of the way.
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Before Finguru India

  • Struggling with the company registration
  • Confused with complex regulatory requirements
  • Tedious approval processes
  • Legal incompetency and heavy penalties
  • Multiple steps

With FinGuru.io

  • Smooth, hassle-free registration
  • Expert guidance to clarify regulations
  • Direct communication with regulatory bodies
  • Legal experts by your side
  • Timely readiness, well ahead of deadlines
Trusted by over 4,000 clients worldwide
Case Studies & Testimonials

Success Stories

Finguru India helped us navigate the complexities of Indian market entry with ease. Their expertise was invaluable.

Serge Mordenfeld

Finguru has been instrumental in our journey to establish a presence in India. From navigating complex regulatory requirements to setting up our payroll and taxation framework, their expertise and proactive support have been invaluable. Highly recommend their services to any company looking to enter or expand in the Indian market.

Dhruv

“We are delighted with the professional services provided by Finguru. Their team helped us seamlessly incorporate our business in India and continues to offer exceptional support in HR management, compliance, and accounting. Their deep understanding of local laws and dedication to client success make them a trusted partner for our operations in India

Chaitan

“Choosing Finguru was one of the best decisions we made for our business expansion into India. Their commitment to excellence and personalized approach to handling our financial and regulatory needs have exceeded our expectations. We appreciate their responsiveness and expertise in ensuring our compliance and operational efficiency.

Harish Dhanpal

One Solution Group

“I had the pleasure of working with Finguru for the incorporation of our company, One Solution Group in India. Their professionalism, expertise, and attention to detail made the entire Indian subsidiary registration process smooth and hassle-free. Special thanks to Dhwani Talati, Shaili Mehta, Pooja Pratap, and the entire Finguru team. I highly recommend Finguru for exceptional corporate services and ongoing support in India.

Anwar Rizwan

“If you’re looking to set up a subsidiary company in India, Finguru is the team to trust. Dhwani, Pooja, and the entire staff were extremely helpful guiding me through company formation and post-setup compliance for foreign partners. Their expertise in foreign subsidiary company registration and business structuring is unmatched.”

Shiv Om Saini

“A very dedicated team helping navigate finance, company registration, legal compliance, and more in India. Thanks for your ongoing support!”

Shiv Om Saini

“A very dedicated team helping navigate finance, company registration, legal compliance, and more in India. Thanks for your ongoing support!”

Anwar Rizwan

“If you’re looking to set up a subsidiary company in India, Finguru is the team to trust. Dhwani, Pooja, and the entire staff were extremely helpful guiding me through company formation and post-setup compliance for foreign partners. Their expertise in foreign subsidiary company registration and business structuring is unmatched.”

Harish Dhanpal

One Solution Group

“I had the pleasure of working with Finguru for the incorporation of our company, One Solution Group in India. Their professionalism, expertise, and attention to detail made the entire Indian subsidiary registration process smooth and hassle-free. Special thanks to Dhwani Talati, Shaili Mehta, Pooja Pratap, and the entire Finguru team. I highly recommend Finguru for exceptional corporate services and ongoing support in India.

Chaitan

“Choosing Finguru was one of the best decisions we made for our business expansion into India. Their commitment to excellence and personalized approach to handling our financial and regulatory needs have exceeded our expectations. We appreciate their responsiveness and expertise in ensuring our compliance and operational efficiency.

Dhruv

“We are delighted with the professional services provided by Finguru. Their team helped us seamlessly incorporate our business in India and continues to offer exceptional support in HR management, compliance, and accounting. Their deep understanding of local laws and dedication to client success make them a trusted partner for our operations in India

Serge Mordenfeld

Finguru has been instrumental in our journey to establish a presence in India. From navigating complex regulatory requirements to setting up our payroll and taxation framework, their expertise and proactive support have been invaluable. Highly recommend their services to any company looking to enter or expand in the Indian market.

Got Questions • Ask away

We've Got Answers!

How can FinGuru assist me in starting my business?
At FinGuru, we provide comprehensive support to help you establish your business efficiently. Our team handles all the necessary steps, allowing you to focus on your vision and goals.
We assist entrepreneurs across various industries. Whether you’re launching a startup, a small business, or expanding an existing venture, our services are tailored to meet your specific needs.
Our professionals streamline the entire journey by managing all the details for you. We provide clear guidance, handle complexities, and keep you informed every step of the way.
We believe in long-term partnerships. After your business is up and running, we continue to offer strategic advice, growth planning, and support services to help your business thrive.
Getting started is easy! Simply reach out to us through our website or contact form, and our team will schedule a consultation to understand your needs and outline the next steps.

Still Have Questions?

Let’s Talk! FinGuru Experts Are Here to Help You Grow.

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