Privacy Policy

In this Privacy Statement, “FinGuru,” “we,” “us,” and “our” refer to FinGuru India and its affiliates. This Privacy Policy describes how we collect, use, disclose, and protect personal data when you engage our advisory and financial services (“Services”).

This Site is operated by FinGuru India. We are committed to responsibly collecting, using, and protecting personal information (“personal data” or “PII”) obtained through our website and services.

Please read this Privacy Statement to understand your rights, the types of personal data we collect, and how we process and secure it.

1. Data We Collect

FinGuru may collect the following categories of personal data in the course of our operations, client engagements, and recruitment processes.
All data is collected and processed in accordance with applicable privacy laws and this Privacy Statement.

2. Use of Personal Data

We are committed to transparency in how and why we collect personal data. Typically, we use your information for the following purposes.
Each of these processing activities is essential for us to operate effectively, deliver value, and comply with our professional and legal responsibilities.

3. How We Collect Personal Data

We gather personal data through various channels, including:

a.

Direct Collection

b.

Indirect Collection

From third‑party sources such as recruitment agencies, our clients, former employers, credit reference agencies, or other vendors.

c.

Publicly Available Information

From media reports, sanctions lists, public registers, or internet searches.

d.

Social and Professional Networks

When you use social login (e.g., LinkedIn, Google, X) to access our Site or Services, we collect the information you permit your provider to share, such as name and email address. Please review your social media privacy settings to control what you share.

e.

Client‑Provided Data

As part of our engagements, clients may supply us with personal data or authorize us to process data on their behalf within our hosted applications, subject to their own privacy terms.

All personal data is collected and processed in accordance with this Privacy Policy and applicable data‑protection laws.

4. Legal Basis for Processing

a.

Consent

We may process your personal data based on your freely given consent at the time you provide it. You can withdraw or review your consent at any time by contacting us at xxx@darkgoldenrod-jellyfish-112190.hostingersite.com.

b.

Contractual & Legal Obligations

We process data as required to perform our Services Agreements with you and to comply with applicable laws, regulations, or court orders.

c.

Vital Interests

Where necessary to protect your life or safety, or that of others.

d.

Public Interest

For tasks carried out in the public interest, such as reporting requirements to regulatory or tax authorities.

e.

Legitimate Interests

For our legitimate business purposes—such as improving our Services, securing our systems, and preventing fraud—provided those interests do not override your rights and freedoms.

5. Sharing and Disclosure

To deliver our Services effectively, FinGuru may share personal data with carefully vetted third parties who are contractually required to protect your information. These include:

a.

Affiliates & Partners

FinGuru group companies and strategic partners, when necessary to provide cross‑border or specialized advisory services and to support business development.

b.

Service Providers

Vendors that help us operate and maintain our Services, such as IT and cloud‑hosting providers, telecommunications, document production, and mailing services.

c.

Professional Advisors

Legal counsel, auditors, consultants, and insurers engaged to support our operations.

d.

Compliance Support

Providers assisting with anti‑money laundering checks, conflict‑of‑interest screenings, and regulatory due diligence.

e.

Regulators & Authorities

Law enforcement, tax authorities, and other governmental bodies, where disclosure is required by law or regulation.

f.

Payment, Marketing & Recruitment Vendors

Firms that process payments, manage marketing campaigns (with your consent), or support our recruitment processes.

FinGuru does not sell or rent your personal data to third parties for their own marketing purposes.

6. Data Retention

We retain personal data only as long as necessary to fulfill the purposes described, comply with legal obligations, resolve disputes, and enforce agreements. Retention periods vary by data category (typically 3–7 years post-engagement).

7. Cookies and Tracking

We use cookies and similar technologies to enhance your experience. You may manage cookie preferences via our Cookie Settings or browser controls. Essential cookies are necessary for Site functionality; analytics and marketing cookies require your consent.

8. Your Data Protection Rights

Subject to applicable law, you have the following rights regarding your personal data:

a.

Right of Access

You may request confirmation of whether we process your personal data and obtain a copy of that data and related information.

b.

Right to Rectification

If your personal data is inaccurate or incomplete, you may request corrections or updates to our records.

c.

Right to Withdraw Consent

To the extent we rely on your consent, you may withdraw it at any time by contacting xxx@darkgoldenrod-jellyfish-112190.hostingersite.com. Withdrawal will not affect the lawfulness of processing based on your prior consent but may limit our ability to provide certain Services.

d.

Right to Grievance Redressal

If you have concerns or complaints about our handling of your personal data, you may submit them to grievance@darkgoldenrod-jellyfish-112190.hostingersite.com. We will acknowledge your grievance promptly and aim to resolve it in accordance with applicable regulations.

9. Security Measures

We implement reasonable technical and organizational measures to protect personal data against accidental or unlawful loss, access, alteration, or disclosure. This includes encryption, access controls, and employee training.

10. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for their privacy practices; please review their policies directly.

11. Changes to This Policy

We may update this Privacy Policy to reflect changes in law, our practices, or Services. We will post the revised policy on our Site with a new last‑updated date. Continued use of our Site or Services constitutes acceptance of the revised policy.

12. Contact Information

For questions or to exercise your data subject rights, contact: xxxx@darkgoldenrod-jellyfish-112190.hostingersite.com FinGuru India